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Huawei Smartphone Deals 2019

Source: Wikipedia

Huawei phones can no longer be ignored. They are now competing with smartphone companies such as Samsung and Sony with their premium smartphones available on the market. In Fact, they manufacture and sell a lot of different types of phone. Some of its flagship devices in the Mate and P series are outselling some companies such as Apple Globally. We have searched the latest and current smartphones to get you the best offers to ensure that you own one.

So are you looking for the best and latest smartphones available? Well, there are many excellent devices that range from mid-range to cheap low-end devices from the company. Here are the best flagship devices from Huawei that have the best and affordable prices.

Huawei Deals

It is no secret that the P and Mate lines are the best smartphones that you can grab out there. The P series is a little bit mainstream while the Mate phablets are more photo-minded, but either way, the two series are excellent phones.

The eagerly anticipated P30 and P30 Pro devices were launched in 2019. If you are looking for the next-level of photos, loads of power and a touch of slick experience then you should really get one of the P30 model phones. The P30 128 GB and P30 Pro 256 GB cost £699 and £899 respectively.

P30 128GB Model

There are amazing offers and plans on this model. They include a fully unlimited plan without any upfront cost in a 36-month contract for only £ 49 with Virgin Media TV or broadband. With Three, you get unlimited data by paying £49 upfront and £ 48 per month. In Addition, you will be given a Huawei GT fitness tracking watch for free.

With Vodafone, you will have to pay up an upfront fee of £ 29 and another of £ 61 every month. With this offer you will get a 100 GB of data and an additional 24 months subscription to the prime video, Now TV, Spotify or Sky Sports. Another cheap offer with Vodafone is a payment of £ 75 upfront and another of £ 26 per month you will be getting 5 GB for 24 months while paying for the phone during that period. Moreover, you may win a gift card from the Curry PC World worth £ 1000.

Alternatively, with Vodafone, you can also pay an upfront fee of £ 175 and £ 20 per month. You will only get 2GB of data. With this plan, you will save £44 and get the phone at only £655. You can also win the gift card from Currys PC World also worth £1000.

With EE, there is no upfront cost and you only pay £32.75 per month and get an incredible 50GB. You will be offered 24 months of free BT Sports and Amazon Prime Video for six months.

With the Virgin Media, there is no upfront cost but you will have to pay £ 300 per month for a total of 36 months. You will also get 100GB, unlimited texts and 5000 minutes.

Lastly, with the O2 there is no upfront cost but pay £36 per month. You also get unlimited minutes and texts. You can also pay £ 175 upfront, £21 per month and get one GB of data with unlimited minutes.

P30 Pro

O2 offers a plan of no upfront cost with £41 per month, £192 cashback by redemption and get a 60GB plan. Another plan worth considering is paying a high upfront fee of £ 260 and £26 per month. The plan comes with free three GB and saves you £15. They also offer 100GB for £69 per month with an upfront of £29.

With Virgin, you get a 36-month plan at no upfront cost but with a fee of £38 per month. You will get 5000 minutes and unlimited texts.

Also, you may consider £29.99 upfront fee with £39.99 per month and get 1GB from iD.

You can compare these deals and much more from the Compare My Mobile platform where you will definitely get the best offers on all types of phones.

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Getting Value Back on Your Previous Generation iPad

The joy of Apple tablets is that there is always a new generation on the horizon that promises better features. However, one problem comes up when you want to upgrade to a new version of the iPad is what to do with the old one. It can be difficult to get rid of your now unused device, especially if it’s lacking some features or damaged in some way. With the right trick, you can make cash off of your previous generation device and recoup some of the money you put in. Selling your tablet to tech recyclers is an effective way to dispose of an unwanted device. Sell My Mobile is one of the most reputable services that will help you find the best market for your Apple device and get a fair price while at it. Why should you consider a resell, though?

Get Cash for Unwanted Devices

Just because a tablet has stopped working doesn’t mean it is entirely useless. Tech recyclers have many ways to get value from electronics. With this option, you get rid of a device that no longer serves any purpose and get paid for it. A resell can save you the stress of trying to repair your iPad, which may cost too much. The money generated from reselling can go a long way in helping you upgrade to a better device. Reselling is a simple process; you only have to find the right recycler and send your device.

For a business that uses Apple products for official tasks, reselling to recycler can turn out to be lucrative. When employers upgrade to new generation devices, that the store will have a lot of handhelds just sitting around with no use. Through reselling, a company can get back a percentage of what it spent on those previous generation devices.

Environmentally-friendly Disposal

A common mistake that people commit when they are done with their old electronics is to leave them lying around the house. Eventually, they end up in the waste bin. Devices such as tablets need proper disposal because they can leak toxic chemicals into the soil and water. Recycling is an effective way to reduce the number of electronic waste in the environment. When you resell your Apple device, you contribute to eco-friendly disposal methods, which is a huge bonus.

Know What Your Device is Worth

Even though it might be old and useless, you still have to make certain that a recycler is giving you the best quote. With Apple releasing so many products, it can be a tad difficult to keep up with the cost of different models. The price of a previous generation device will depend on various elements. Buyers will consider the model of the device. For example, an iPad Air will fetch a higher price than a model 2 because the former is a newer generation.

The condition of the device matters. An old but undamaged electronic might be more valuable than a late generation model with severe damage. Recyclers will assess all of these before quoting a price. A huge plus point for using a comparison engine before picking a recycler is that resellers can weigh their alternatives carefully. You can look at the different prices that recyclers are paying for particular Apple handhelds to see which offers the best one. The whole process of offloading your device to a tech recycler is straightforward. Compare quotes, send your device to your chosen buyer by mail and wait for the payment.

Upgrading to a new iPad doesn’t always mean that your old device is worthless. At Sell My Mobile, compare prices from tech recyclers and resell your old generation tablet. Get the best value from a broken or unused device and enjoy some extra cash.

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Top birthday gift ideas for music lovers

It’s inevitable that you will at some point this year need to purchase a birthday gift for that special someone. If they’re into music it may have been difficult to outdo other gifts from years past. With the upturn in cool, trendy and 50s-esque style, there are a lot of really unique musical ideas out there today which you easily source from online music equipment stores like Rockit. If you’re on the hunt for one of those gifts that will really wow this year, check out this awesome list of gift ideas for music lovers that will impress even the most discerning of recipient.

A Day Out

Days out are sometimes the best gift money can buy. After all, in a world full of growing minimalist-loving people, experiences are slowly but surely gaining more value than things and so spending time with your loved one doing something fun and exciting can be the best gift money can buy. Whether you engage in an adrenaline-pumping activity or you simply enjoy each other’s company,  a day out of many different kinds such as to music concert or  a music like the Australian Music Vault would be ideal for a music lover.

Something Trendy

Is your friend or loved one into trendy stuff? Do they have the ultimate in chill zones but it’s missing that special something? Check out stores like Rockit for awesome ideas where it comes to vinyl records – a huge trend that is gaining popularity quickly again having disappeared in the 80s thanks to the invention of things like 8-tracks and such. If your friend needs a bit more equipment, check out these Crosley record players – the perfect addition to any cool space, taking the chill and mellow to the next level.

A Useful Gift

Every music lover loves something they will actually use – whether it’s a great new instrument, a turntable, bluetooth headphones, or something for their house like a chimes. Useful gifts can range from being functional with everyday usage to an item that the recipient only uses occasionally but still provides a huge amount of value to their lives. It doesn’t need to get used everyday to make it a useful, valuable gift.

When In Doubt…

Gift cards! gift card idea when you just don’t know what else to get someone who is really into music. Not only is it versatile and easy but it allows a great deal of flexibility in terms of what people can do with it. Gifts cards can be used to pay for a whole host of items from online stores like Amazon and gives someone the ability purchase something they’ve wanted for awhile – it’s honestly giving the person exactly what they may have needed or wanted in that moment in time!

So whether it’s a friend, an acquaintance or a beloved family member, gift giving is a time honoured tradition that can bring people closer together and create joy and happiness in relationships. Whatever you decide to get a friend or relative this year, hopefully this list will help you make a decision that works for your budget while giving the best gift possible!

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TIPS FOR SUCCESSFUL PROPERTY VIEWING

Source: Flickr

Are you looking for a better place so you can move out? Have you been checking apartments for sale in Downtown Dubai? Well, this article is just for you!

If you are trying to find the house/apartment of your dreams, you can make a quick five-minute look around the property and then leave. Who would want to make one of the biggest purchases and decisions of their life based on a quick judgment? No, sir!

This property viewing must be effective, a well-spent time, or you could end up missing something that will probably make you regret some of your decisions in the future.

So, here are some tips so you make sure your property viewing was a total success!

1. TAKE YOUR TIME

Top real estate brokers in Dubai recommend to take your own time in property viewings and try not to book many viewings within a small time frame, so you don’t feel rushed while checking out your future home.

The recommended time to check the inside of a property ranges from 20 to 30 minutes, and even more (if you really need to), and another 20 minutes to look around the outside and taking a walk around the area. Don’t let the real estate agents rush you, take your time.

2. DON’T GO ALONE

The more pairs of eyes you have available looking around your potential investment, the better. Going alone to a property viewing usually ends in the customer getting led around by the realtor and listening all the “great” features the property may have.

Even if you’re planning to buy a property by yourself, taking someone with you is always a good plan.

3. DON’T THINK OF IT AS YOUR HOME

Leave any emotions you may feel about a property at the doorstep and start thinking in terms of what’s better for you and your interests. You will have a hard time having an objective opinion of a place if you already feel some attachment or emotions towards it.

Don’t force yourself to like a property, you have to make sure everything is right and what you’re looking for, which takes a critical eye.

4. VIEW AT DIFFERENT TIMES OF THE DAY

Top real estate brokers in Dubai also recommend that you should have more than one viewing of a property, so you make sure you are absolutely in love with the place.

Book one viewing for the daytime and one for the evening, as it will allow you to see how the property is at different times of the day and give you a better impression of what the neighbourhood is like in the evening. Viewing the property at multiple times also give you the chance to ask any questions you may have after your first viewing.

That apartment in CityWalk Dubai or the other one at Meraas Bluewaters residences which you’ve been eyeing since a long time is waiting for you! Just remember some of the tips above and you’ll find the home of your dreams.

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Transform Your Passion into a Business With a Loan Calculator

ithout assistance. As such, most new businesses rely on small business loans to pay for startup expenses.

Finding a small business loan, however, can be a difficult process.

How much does a business loan cost?

Which lenders offer the best terms?

Without understanding how much you can afford and how to calculate your monthly payments, you could end up taking out a loan that you can’t pay back.

Fortunately, you can use a business loan calculator to easily calculate exactly how much you’ll end up paying for your small business loan.

Here’s why Business Loan Costs May Vary

How much a business loan costs depends on a number of factors.

Are you able to make a down payment? Can you put up collateral? Do you have good business credit?

These are a few of the main factors lenders will use to evaluate how much they are willing to lend you, what your interest rate will be, and how long you have to pay back the loan. Higher down payments, valuable collateral, and good credit will significantly your chance for approval and provide you with much better offers.

The three primary factors that determine the total cost of the loan are principal, interest, and repayment term. Interest rates, in particular, can dramatically increase or reduce the total amount that you will pay over time.

These three factors are what business loan calculators use to calculate how much your loan will cost.

It’s time to get to know all the numbers with a Loan Calculator

Business loan calculators are online tools that help potential borrowers to calculate the total cost of a loan, including interest.

After deciding how much you can afford on a monthly basis, a loan calculator will help you determine whether or not any loan offers you receive fit into your budget.

The 3 Easy Steps for Using a Business Loan Calculator

Using a business loan calculator is incredibly easy. You only need three things to get started: the loan amount, loan term, and interest rate.

  1. Loan Amount.The loan amount, or principal, is the total amount that you plan to borrow.
  2. Loan Term. The loan term is the time it will take to pay off the loan by making the minimum monthly payments. Shorter terms will decrease the total amount of interest paid but will increase the monthly payments.
  3. Interest (APR). Lastly, and perhaps most importantly, is the interest rate, also called the annual percentage rate (APR). Of course, lower interest rates are favorable but can be difficult to get as a new business. Your interest can add several thousands of dollars to the total long-term cost of a loan.

Using these factors, a business loan calculator can tell you the total cost of the loan, how much interest you will pay, and how much your monthly payments are.

For example, let’s say you take out a $25,000 loan with an 8% interest rate and a repayment term of 10 years.

Using a business loan calculator, you would find that your monthly payments would be $303.32 and the total interest paid would be $11,398.28.

This is an easy and quick way to determine whether or not you are able to afford a business loan. Keep in mind that your monthly payments should not exceed 80% of your business’ net profit and that the total cost of the loan should not outweigh your expected return on investment.

Don’t go into a Business Loan Blindfolded

A small business loan can be a great resource to help turn your passion into a business. However, it is important to know the total cost of a loan offer before agreeing to any terms.

Do you need help determining whether or not a small business loan would be worth the investment? If so, be sure to use a business loan calculator to calculate the total cost over time of a loan.

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The Consequences of Not Paying Your Taxes

According to a popular quotation, “nothing is certain but death and taxes.” This quotation showcases the fact that paying taxes is unavoidable, and purposely not paying your taxes would lead to tax evasion cases being filed by the state. Tax evasion is defined by the United States Constitution as the purposeful illegal attempt of not paying your taxes, and the conviction may require the payment of fines and a certain period of imprisonment. In the United States, small businesses contribute the largest tax gaps. They are able to cheat on their taxes because the Federal government would only have a limited means of identifying if they are paying their taxes right.

Unreported income in the United States was recorded at $214.6 billion in the year 2016, with the highest records being at $2 trillion in the year 2008 alone. Tax gaps, on the other hand, were reported to be around $450 billion to $500 billion from the period starting in 2001. There are also reports that companies that have a shared economy would more likely evade paying taxes due to the complicated rules and regulations surrounding their business structures. Others avoid paying taxes by declaring that they have donated large amounts of money to charities, like the church. Other companies are also becoming more creative when it comes to evading taxes. Some are establishing their operations in countries which are considered as tax havens, but the United States government has become stricter when it comes to taxing these companies, and they will do everything to receive what these companies owe.

Small business owners who have earned a profit are encouraged by the government to pay their taxes regularly. They could face tax evasion cases if they failed to file their taxes, and the government has the right to impose strict convictions to those who would fail to do it. To remind most Americans about their taxes, the government is sending regular information through all communication means about the date of the next filing of taxes. Others are putting the date of filing their taxes into the calendar, to avoid forgetting it.

The fees and interest that are attributed to the penalties of not paying your taxes have the possibility to increase every time you avoid paying your taxes. You should start working with a tax attorney to help you with your issues. A tax attorney will know how to help you to get back on track where your taxes are concerned.

The amount of taxes paid depends on the amount generated by an individual, and those who managed to gain the largest profit would be required to pay a larger rate compared to others who only made little. There are instances where an individual forgets to file for their taxes, and it is up to the judge who will be handling the case to decide whether the situation can be considered as tax evasion. Aside from being called inside the court, there are other things that could happen if someone forgets to pay for their taxes. The failure to file penalty is a payment that will be imposed aside once the judge concluded that you have willfully avoided paying your taxes. This amounts to five percent of the taxes which are unpaid, for every month that you have paid the taxes late. For those who have filed their taxes 60 days after the deadline, they would need to pay the total amount of the taxes that they owe or $135, whichever is less. This would serve as their fines for not paying their taxes.

Other are just filing their income and taxes, but do not actually pay them. If they are caught, they are subjected to pay a failure to pay penalty, which amounts to 0.5 to 25 percent of the total amount of taxes for every month that they missed it. These penalties could also pile up, putting you in big trouble.

Most of the time, these lawyers are willing to help their clients in resolving any issues surrounding tax evasion cases. They are the ones who would be speaking with the judges and ask for a lower penalty for the offender. It is also possible for the offender to get acquitted from the case if the lawyer is great enough to point out the flaws on the cases filed against their client. The demand for lawyers specializing in tax evasion cases is high, especially in the corporate world where businesses are being demanded by the government to pay huge taxes which sometimes feel unfair.

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4 Things You Need To Know When Transferring Money Online Internationally

These days sending money online is virtually easier than it ever has been before. There are also far more options for sending that money then there ever have been before as well.

And yet at the same time, that doesn’t at all mean that you should just choose the very first online money transfer option that you find, because some are going to be either faster or slower or more expensive or cheaper than other options that are out there.

Here are four things you need to know when transferring money online to someone internationally:

1 – Wire Transfers Are The Slowest…

Bank wire transfers are perhaps the most well known method for sending money online, and yet they are also among the slowest, which is why they may not at all be the most convenient option for you. Whereas other money transfer options such as remittance services can have money sent in as little as a few minutes, bank wire transfers will usually take a few business days to complete.

2 – … And Most Expensive

Besides being the slowest method to transfer money to a designated recipient internationally, they are also among the most expensive options as well. This is because banks will usually charge a flat rate to complete a wire transfer, and this rate can be anywhere from $25 to $100 depending on the bank that you use. If you’re not transferring a terribly large amount of money, that’s simply a very expensive amount.

3 – Percentage Based Fees Are Best

Money transfer options that charge a percentage based fee rather than a flat rate will almost always be cheaper for you. For example, online remittance services will commonly charge a percentage based fee of around 1-5% of the total amount of money you’re sending, with 3% being an average that you should expect to pay. Assuming that you’re not sending an enormously large amount of money, that should be much cheaper than paying a flat rate of around $50 or more.

4 – Get A Guaranteed Exchange Rate

You’ll also definitely want to get a guaranteed exchange rate when you quote a remittance service or other online money transfer option. Why? The reason is because the exchange rate is never static. It is always changing and the rate you may think you’re getting could end up being much, much higher when the time comes to actually convert money.

Fortunately, you can avert this problem by going with a remittance agency or other online money transfer option that actually gives you a guaranteed rate when you quote from them.

What To Know When Transferring Money Online

Transferring money online today really is cheaper and faster than it ever has been before, and to ensure that it remains that way for you to, just keep the above things you’ve learned in mind.

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Christmas Gift Guide For The Hard to Buy For

With Christmas around the corner and your gift lists beginning to mount, it might become a stressful task to find the ideal gift for that special someone. Every year people run into the same issues, especially when it comes to those hard to buy for people. You can wrack your brain trying to come up with the perfect gift ideas, but if you want to cut to the chase and save yourself time and stress, read ahead for our Christmas gift guide for the difficult to buy for.

Glass Diffusers

Glass diffusers are a great gift that you probably haven’t thought to get someone who has everything. Using glass diffusers can be a great way to lessen stress and improve mood with little to no effort, simply plug the diffuser in, put in a couple of drops of your favourite essential oils and away you go. When heated essential oils are dispersed through the atmosphere, helping to relax the mind and lift the spirits. Diffusers can be used with almost any essential oil blend, or simply scents on their own to create the perfect atmosphere and to help rejuvenate or wind down. Oils like lemongrass are great for perking you up while lavender is perfect for before bed. Websites like https://www.sabaidiffusers.com.au can help you find the perfect glass diffuser to give as a gift.

Excursions

Excursions of some kind are an awesome way to share time with your loved one. Consider buying them a gift out on a hot air ballooning ride, trying out race cars at the local track or even spa days at their favourite spa. Other great excursions or days out can include high tea at a posh hotel, dinner out with you and your closest friends or any other kind of outing that your loved one may enjoy. There are so many ways to give days out as gifts for Christmas, so which will you pick?

Cinema Tickets

Cinema tickets are a great stocking stuffer and they don’t have to cost a lot either, making them the perfect small additional gift in a stocking. Many cinemas do gift cards now as well, so if you don’t know what your special someone specifically wants to see, consider getting them a cinema gift card so they can pick what they want. Gift cards can even be used on food, drinks and snacks, so it’s the perfect stocking stuffer!

Classes

Do you have a budding artist, a sculpter or someone who wants to learn a new skill or hobby? Consider getting them classes for Christmas. Many community colleges offer night classes in many different hobbies from writing to painting and other skills. If you have a budding actor, check out local playhouses for acting classes. You’d be surprised at what you can find through local art galleries and the like.

So if you’ve been wondering what to get that special someone this year, wonder no longer. Hopefully this handy gift guide has helped take some of the stress away from you in terms of finding the perfect gift for that special someone.

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Ample Atlanta: The Benefits of Moving to Atlanta

While the process of moving, itself, may be an incredible hassle, finding and learning about your new city doesn’t have to be as overwhelming as it may seem at first. Whether you are a history buff, lover of the nightlife, or anything in between, Atlanta, Georgia professes some of the most diverse and intriguing sites! Our friends over at Suddath have provided us with this in-depth look at what moving to A-Town has in store.

With the nickname “the city in the forest”, much of Atlanta’s appeal lies in its nature reserves, gardens, parks, and the abundance of flora and diversity of wildlife. Considered to be one of the ten most progressive cities in the US, Atlanta exerts a moderate impact on global markets in many aspects.

For the Millennial generation, Niche.com has taken it upon themselves to compile a list of the top ten suburbs of Atlanta. They are as follows:

Top 10 Atlanta Suburbs:

  1. North Druid Hills (DeKalb County)
  2. Vinings (Cobb County)
  3. Brookhaven (DeKalb County)
  4. Smyrna (Cobb County)
  5. North Decatur (DeKalb County)
  6. Druid Hills (DeKalb County)
  7. Sandy Springs (North Fulton)
  8. Dunwoody (DeKalb County)
  9. Decatur (DeKalb County)
  10. Peachtree Corners (Gwinnett County)

…Not a Millennial? 

Not to worry. Niche.com diligently analyzes public data sets and over a million reviews and survey responses to present a comprehensive understanding of what any given area is truly like. The above list was created with the following aspects in mind:

  • Number of residents 25-34 Years Old
  • Higher Education Rate
  • Access to Coffee Shops
  • Cost of Living Grade
  • Access to Bars
  • Access to Restaurants
  • Composite Overall Score
  • Crime & Safety Grade
  • Millennial Newcomers
  • Millennials Below Poverty
  • Percent Change in Employees
  • Walkability Grade

Others may also want to take into consideration the closest airports, childcare expenses, auto, home, and other maintenance fee increases or decreases, local pet laws, community centers and religious organization locations, and other lifestyle-dependent factors.

City Considerations:

There’s no doubt about it- Atlanta is a city for driving. Residents can expect to make good use of their vehicles, though the public transportation system is a prominent feature, as well. With its rich history and ever-expanding cultural diversity, Atlanta has proven, time and again, it is a capable and forward-looking city. Having revolutionized much of the city’s societal concepts, along with promoting the diversification of industries, Atlanta residents and tourists alike can attest to its vast and powerful influence.

There are many surface factors one might consider when deliberating on where to move in or near Atlanta. Of the entertainment benefits, one can expect to take advantage of close proximity to a Six Flags theme park, the State Farm basketball arena (home of the Atlanta Hawks), or festivals and fairs such as the “Attack of the Killer Tomato” and the “Flying Colors Butterfly” festivals. For those who are more interested in the day to day activities found in Atlanta, many will delight in the ability to effortlessly manage running errands thanks to the ‘hub’ of the city’s intelligent design.

Whether you’re retiring to a warmer climate, relocating due to a career obligation, or simply looking for a change of pace, Atlanta has something for everyone. Sporting year-round nice weather, with the exception of a few snow storms in harsher winters, and only about an hour’s drive to the east coast, it takes no stretch of the imagination to refer to Atlanta as a modern utopia.

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Are Millennials Protecting Their Investments?

Say the word “Millennial” and many stereotypes arise: young, broke, living with parents and spending too much money on avocado toast and coffee. Many Millennials themselves believe they have few assets to protect. But while this generation faces more financial challenges than previous ones, Millennials with $15,000 or more in savings jumped to 47% this year, and one in six has at least $100,000 saved, according to a recent Bank of America survey. Even those with more modest savings should be prepared for the future with estate planning (check out upchurchlaw.com for more on that).

Common misperceptions regarding the age of Millennials may be having a negative impact on this generation’s saving patterns and long-term investment planning. Most researchers define. Millennials as those born between 1980 and 2000, making the oldest Millennials 38 years old. While the youngest Millennials may be just starting out in life, a significant percentage of this generation are starting families and have established careers. Because of lingering perceptions of all Millennials being “kids” and still living with their parents, financial planners may fail to target this generation with their marketing for estate planning.

The Great Recession and stock market collapse occurred as many Millennials were coming of age. This may explain why many in this generation are saving money but not investing in the stock market. Millennials distrust of the market may extend to financial planning services in general, including estate planning.

Millennials are much less likely to have 9-5 jobs with pensions or retirement plans than previous generations. They are more likely to be freelancing or cobbling together 2-3 jobs in a more gig focused economy, which leaves less time for budgeting, saving and planning for the future. Also, jobs and gigs tend to be clustered in a few large cities that have skyrocketing housing costs and high costs of living. Millennials are spending far more on housing as a percent of their income than any previous generation.

Many Millennials are either delaying marriage or not marrying at all. This fact can make saving money more difficult, as unmarried couples receive less tax benefits, and increases the importance of estate planning for Millennials. Unmarried couples must have wills and/or trusts to ensure that their partners inherit shared assets, investment accounts, etc. Also, unmarried partners do not automatically have rights to make medical and financial decisions in the event their partner becomes incapacitated, therefore requiring a Medical and Financial Power of Attorney to be designated.

Millennials face unique financial challenges as a generation that affect their saving and investment patterns. Still, this generation is not as behind as you may thing, and many have found ways to save significant amounts of money and certainly require estate planning to protect their families and loved ones.

A Million Lives

Travelling in all its glory is fun and exhilarating but sometimes you might want to find some information on where to go, what to see and how to go about it from someone other than the go-to websites, especially when it comes to travel hacking and the coolest, most useful ways to get the most out of your next adventure.

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