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April 27, 2018 by Greg Underwood

How to Prevent Wrinkles

As you age, getting wrinkles may become more and more of a concern. Click on this article to find a guide on how to prevent wrinkles.

For thousands of years, women have tried to learn how to prevent wrinkles. In fact, stories tell us that even the Egyptian Queen Cleopatra bathed in donkey’s milk daily to rejuvenate and refresh her skin.

This concern has been for ages. Luckily though, we’ve got science on our side, which means you don’t have to spend your days smelling like donkey’s milk.

Instead, if your trying to prevent wrinkles just follow these 5 steps.

1. Stop Smoking

Seriously, if you’re currently smoking, you’ve got to quit that habit as soon as possible. Not only is it unhealthy but it’s also incredibly aging as well.

When you smoke, the muscles in your mouth draw the skin in a certain position. The more you repeat this motion, the more wrinkles will begin to form. Second, the toxins in the cigarettes led to less healthy skin that gets damaged quicker.

Check out our 8 tips for kicking your smoking habit.

2. Eat Healthily

While we often think of food affecting our internal health, it also plays a large part in our skin as well.

Make sure that you are eating lots of fruits and vegetables. The vitamins in these foods will help your skin bounce back from the harsh variables of the day.

If you’re planning on taking a vitamin supplement make sure that you find one that has vitamins A, K, and E. These help prevent wrinkles by tightening your skin.

3. Protect Yourself From the Sun

While we all love the warm golden feel of the sun against our skin, it is incredibly damaging. If you are going to be outside in the sun for extended periods of time be sure to apply sunscreen frequently.

It also wouldn’t hurt to invest in some shade producing hats as well.

4. Moisturize

Moisturize, moisturize, moisturize! We cannot stress this enough. Dry skin is more prone towards irreparable damage, including wrinkles.

Even if you have oily skin, you still need to moisturize it. There are many products on the market that can work for your skin type. Find the one you like the best and then apply it religiously.

5. Deep Clean and Rejuvenate

Lastly, even with all of these tips, you still might notice wrinkles forming. The best thing to do is to deep clean and rejuvenate your face. This can be done through facials and masks.

Sometimes your skin will need a little bit of help from the professionals.

Take the time to meet with skin care professionals like those at Dr Aesthetica. Talk to them about your skincare routine. Be sure to read our guide before getting cosmetic surgery, however.

Learn How to Prevent Wrinkles

While wrinkles might seem aging and frustrating, they’re nothing to be afraid of. The most important thing is to focus on having healthy skin. Never make drastic changes without talking to a healthcare professional.

In fact, if you’re really worried about the possibility of wrinkles they are a great resource to turn to. In the meantime, if you are looking for any more tips on how to prevent wrinkles, contact us!

We’ll let you know what we find.

April 26, 2018 by Greg Underwood

A Quick Guide to Saving For Retirement

Saving for retirement should be a priority in everyone’s life. Here’s a quick guide to help you learn how to get started and stay with it.

Rarely do you start thinking about retirement until much later in life, but experts say you should start planning as early as possible. If you start saving for retirement around the age of twenty five, you’ll be set.

Being prepared is wise, and when you’re much older, you’ll be glad you thought ahead and continued to read this guide for tips and ideas to start saving for retirement.

How to Start Saving for Retirement

The easiest way to start saving for your retirement is to open a 401(k) with your employer. And in some cases, employers will match the amount that you put into you 401(k).

It’s simple because once you’re signed up for one, the money is automatically deposited into the 401(k) before taxes are taken out of the paycheck.

You can contribute as much or as little into your 401(k) as you want, but remember it’s your future you’re planning.

Another solution to consider for retirement planning is a Roth IRA. While the money you may contribute to a Roth won’t be matched by an employer like the 401(k), and you’ll use your taxed dollars, when you retire you’ll be able to withdraw the money tax-free.

Investments and Emergency Funds

Aside from saving money for your retirement, you can do a few other things with your money that will ensure you have plenty of security and savings for your future.

Investments are another great way to set up for your retirement and can contain three different forms of “asset classes”:

  • Stocks
  • Bonds
  • Cash

In some cases, you can even keep all three of these. Investing in stocks and bonds can be done individually or through a mutual fund. Real estate and gold are also options for those who want to keep it varied.

Using an investing tool is going to help you navigate the world of stocks and bonds while you start building your investment portfolio, and this blooom review has valuable input for investors who are just starting.

It’s never too early or too late to start an emergency fund. You never know when something unexpected could happen, like job loss, car repairs, or an accident. With an emergency fund, you wouldn’t have to use a credit card to live on.

Opinions differ on how much you should save for an emergency fund, but it should be an amount that you could comfortably live on for an extended period of time. However, having enough saved to feel safe is what counts.

You can start by calculating your expenses for each month. Say you use $2,000 a month and you want to save for a three-month emergency fund. You’ll need to start setting aside money until you’ve saved $6,000.

A standard home loan may not help you during retirement because you may already have difficulty paying your bills. Adding a mortgage payment may make handling your financial issues much harder. Lenders have developed reverse-mortgages to combat that issue. If you are of retirement age you qualify for that special loan type, which will provide you with money on an ongoing basis throughout your retirement. The terms a reverse-mortgage lender will set will not involve any need on your part to repay the loan immediately. They will be based on amounts determined by specific formulas, but you can use a reverse mortgage calculator to get a rough estimate. Unlike a standard loan, when you take out a reverse loan you will be encouraged to continue living in and owning your home for as long as you wish and spending the money allotted as you see fit. The balance will be owed when the home is no longer yours through death or a voluntary change of residence.

Financial Security and Peace of Mind

Financial security will never go out of style because it affords everyone the ability to live their lives without fear of what the future holds. No one can predict their future, but you can be as prepared as possible.

Check out our blog for more financial information and more lifestyle hacks!

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A Million Lives

Travelling in all its glory is fun and exhilarating but sometimes you might want to find some information on where to go, what to see and how to go about it from someone other than the go-to websites, especially when it comes to travel hacking and the coolest, most useful ways to get the most out of your next adventure.

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